<< Lanier Collection Agency may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors. /MediaBox [0 0 612 792] >> /Annots [] 28 0 obj >> /dotlessi /lslash /oe /scaron /zcaron 160 /Euro 164 /currency 166 They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. As long as they report to your credit report they may lower your credit score. << /Parent 17 0 R endobj Clients pay for success by being invoiced for the deletions or removal of items from the credit report. Debt validation. As a matter of policy, BBB does not endorse any product, service or business. We did not hear a response on any of those initial letters. BBB Business Profiles may not be reproduced for sales or promotional purposes. 1 0 obj >> Lexington Law specializes in disputing LCA collection accounts. They will usually hang up. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. >> LCA services is a collection agency located in Savannah, GA. By submitting your complaint, you agree and give consent to allow our network of attorneys to contact you via automatic dialer, telephone, mobile, SMS (Text Message) or email. endobj They must notify you that they are a collection agency both orally and in writing. They must notify you that they are a debt collection agency both orally and in writing. 6 0 obj I see it shows date of November 14,2017 (through ** ************). This site is for informational purposes only and does not provide legal advice or financial advice. << Lanier Collection Agency & Services, Inc. (LCA) is a debt collection agency located in Savannah, Georgia. >> >> We finally made phone contact with the consumer in April of 2019 and were hung up on when we explained why we were calling, with the consumer telling us she sent us a certifiedletter. This site may receive compensation from third-party advertisers. Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. We invite you to contact us and welcome your calls, letters and electronic mail. Total number of Crunchbase contacts associated with this organization, Total number of organizations similar to the given organization, Descriptive keyword for an Organization (e.g. Politely tell them its your policy to deal with everything in writing. Your have rights when Lanier Collection Agency is trying to collect money. /Subtype /Type1 Getting Illegal Calls from a Debt Collector? >> /F1 34 0 R Lanier Collection Agency can be removed from a credit report in one of 3 ways, Lanier Collection Agency18 Park of Commerce BlvdSavannah, GA 31405, Phone number: (912) 238-5252 or (800) 595-0279. This account was placed in our office on 11-29-2017. The report displayed a status date of December 11, 2018, indicating that the company had reported the information more than five years after it was notified of her bankruptcy, and more than a month after it was informed of the discharge. If no reason is received your complaint will be closed. Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores. [t$eU[.]a5oX4u/e1#3eFB`]\@$AzEN/H"*|G@]9 =UrC$C50vylJJ"@SAQf?w endobj /MediaBox [0 0 612 792] Learn more | Will paying a debt collector lower my credit score? /MediaBox [0 0 612 792] Please remove or send notice to remove debt accumulated and not authorized by myself in the ranging amount of $3,000. Disclaimer: Crediful does its best to maintain accurate and updated information. Its also quite possible that you will never hear from or have to deal with Lanier Collection Agency again. endobj Record their phone calls. International Association of Better Business Bureaus. 21 0 obj Stopcollections.org is not a lawyer or law firm. 26 0 obj >> Lanier Collection Agency and Services provides debt recovery and accounts receivable management services. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. /Outlines 3 0 R 23 0 obj /Icircumflex /Idieresis /Eth /Ntilde /Ograve /Oacute /Ocircumflex /Otilde /Odieresis /multiply << I am the original creditor and as such being born a natural person I am the only one who has the right to extend credit. We do not harass anyone and we do not leave voice messages of any type. >> A third party debt collector like Lanier Collection Agency may contact you on behalf of the original creditor or a debt buyer that purchased the debt.. endobj >> Specifically: Removing Lanier Collection Agency can be an important part of the credit repair process. >> I did not Knowingly obtain possession of goods services or monies as a result of these alleged transactions that I am seeking to block. Send a dispute directly to Lanier Collection Agency challenging the tradeline. endobj Disclaimer / Attorney Advertising / Sitemap. >> >> We respond to requests for validation as is required by the *****. This is allowed. /Annots [] << They did not disclose the fact to me whether written or otherwise that you were going to report my personal information. /Rect [68.36 679.39 362.03 692.81] No matter what, Lanier Collection Agency has numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Call them at (800) 220-0084 for a free credit consultation. /Resources 70 0 R This mode provides different assistive options to help users with cognitive impairments such as Dyslexia, Autism, CVA, and others, to focus on the essential elements of the website more easily. Feeling harassed by Lanier Collection Agency and Service, Inc., the consumer hired counsel and sued the agency for: The phone numbers for this debt collection agency are: If they appear on your caller ID at any time, seek legal advice, as you are being called by Lanier Collection Agency and Service, Inc. /Type /Page Telling you that they have committed fraud by not paying the debt, Demanding amounts that are not supported by law or the original creditor agreement, Using the phone to harass you by calling nonstop, Calling you at work when your employer does not allow such calls, Threatening legal actions that they have no intention of taking, Refusing to validate the debt and prove that they are authorized to collect it, Using false, deceptive, and misleading means to collect a debt, Using unfair and unconscionable means to collect a debt, Reporting inaccurate information to the credit bureaus. /Type /Pages stream
How Much Should Your 401(k) Contribution Be? According to 15USS1681c-2 and FDCPA 806 -FDCPA 806 harassment and abuse I am a victim of harassment and abusive practices, getting calls and auto voice notes during working hours. This is also a violation of 15usc 1681b. They refer FDCPA / FCRA violations to consumer credit attorneys. No current reports of legal action taken against Lanier Collection Agency & Services have been reported to Sue the Collector. You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). /Type /Page /BaseFont /Times-Bold Lexington Law has helped millions of customers remove collections and other By requesting a free evaluation, the user will be provided with the name of an independent lawyer or advocate who will contact the user to do the evaluation. endobj You have a legal right to request debt validation on an alleged debt. 12 0 obj i was never sent a notice that i owed this bill and never received a phone call or message until today. endobj /Annots [] /Contents [55 0 R 56 0 R 57 0 R] Sometimes when you pay a debt buyer it can lower your credit score even more. /Parent 11 0 R /Fields [] It was founded in 1955, has 32 employees, and is managed by its President, Matthew Carlisle. Third party debt collectors have to follow the Federal Fair Debt Collections Practice Act or FDCPA and possibly your states version of the FDCPA. /BaseFont /ZapfDingbats /Type /Font Request a letter with the original debt information and then hang up. >> Actions like the following can incur sanctions from the Federal Trade Commission and other regulatory bodies. The company has a B rating with the Better Business Bureau. /Pages 4 0 R And making payments on the collection account will reset the clock. << Unfortunately, paying the collection could even lower your credit score. /quotesingle 96 /grave 128 /bullet /dagger /daggerdbl /ellipsis /emdash /endash Letters informing her of each account were sent to the same address with a right to dispute option on each one. Let them help you too! /Resources 78 0 R /MediaBox [0 0 612 792] You have the right to be left alone, and make some easy money in the process! ComplaintsComplaints for Lanier Collection Agency & ServicesCollections AgenciesView Business profile. How to handle Collections and Debt Collectors, Vehicle Repossessions and the Fair Debt Collections Practices Act 1692 f (6). YOU WILL NOT PAY FOR ANY LEGAL SERVICES. << Take a moment to fill out our Free Consultation Survey at the bottom of this page! So instead of helping your credit, it could make it worse. 24 0 obj endstream She provided an updated address when we spoke with her today. >> /Annots [] You may see Lanier Collection Agency listed on your credit report as a collections account. They will help you dispute the collection account and possibly remove it from your credit report. /PDFDocEncoding 14 0 R Before choosing any financial product, read the terms and conditions from the financial service provider. >> << They take a fee for what they collect from you. /Contents [51 0 R 52 0 R 53 0 R] | << /brokenbar 168 /dieresis /copyright /ordfeminine 172 /logicalnot /.notdef /registered /macron Lexington Law knows that you have rights, and Lanier Collection Agency does too. >> << Lanier Collection Agency must be honest about who they are and what they are trying to do. To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. /florin /fraction /guilsinglleft /guilsinglright /minus /perthousand /quotedblbase /quotedblleft /quotedblright /quoteleft /Rotate 0 /PageMode /UseNone 13 0 obj /Kids [32 0 R] By law you are to disclose that you will be sharing my personal information. /Encoding 9 0 R /Type /Page What is the Telephone Consumer Protection Act. xSn0[cmP5R"!/U>Y{?8@V8qp$_D-=((HT2UMbtu=P$Vl5
3ps %/0(Q^{/= $E!dqD$LeaXc _)& z@L?a1j`MWfX hqxGf4[3X@nZl-vu/T0C7fDpS~FL*f_9cRg.w3M[i+lYzpcsR
/odieresis /divide /oslash /ugrave /uacute /ucircumflex /udieresis /yacute /thorn /ydieresis] The less they know about you, the better. I would not mess up my credit for not paying $61. /MediaBox [0 0 612 792] I would like them to remove this from my credit report and provide me debt validation of such bill. Lanier Collection Agency can stay on your credit report for up to 7 years whether you pay it or not. >> >> /Parent 17 0 R /Names 5 0 R << << << Lanier Collection Agency must call during certain hours of the day. << /Kids [11 0 R 12 0 R 13 0 R] We invoice you for the removed items after they occur. However, it is possible to remove a collection account from your credit history before seven years. This mode enables people with epilepsy to use the website safely by eliminating the risk of seizures that result from flashing or blinking animations and risky color combinations. Payday Loans The Good, The Bad and the Super Ugly. >> ;#DX6gE- y"NwE!EN'Hr}QZ; This is allowed. Lanier Collection Agency usually does not own your debt. It is a violation of federal law for Lanier Collection Agency to report inaccurate or incomplete information on your credit report. *In Canada, trademark(s) of the International Association of Better Business Bureaus, used under License. /CropBox [0 0 612 792] In addition to collections, Lexington Law will help you challenge (and possibly remove) other inaccurate information from your credit report. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. 17 0 obj Please do not send any confidential information to us until such time as an attorney-client relationship has been established. << If they keep calling, send them a cease & desist letter. >> /Resources 74 0 R You can do things on your terms, but ignoring the situation will not make LCA go away. This account was placed with our office on 11/14/2017 and a letter sent to the address that was provided by the consumerto the provider. /F2 22 0 R 10 0 obj If there has been identity theft, please send a copy of the police report so that we may properly investigate. /Type /Catalog /ordmasculine 188 /onequarter /onehalf /threequarters 192 /Agrave /Aacute /Acircumflex /Atilde /Subtype /Type1 /Resources 46 0 R << /Type /Outlines No one has given me anything since the death of my mother who was robbed and had my information breached by people not from usa but came here to scam her before she passed leave me to clean this mess up for passed 3 years. Accessibility Statement, Copyright 2005 -21 XCR Enterprises, Inc. d/b/a Xpert Credit Repair | All Rights Reserved. /CropBox [0 0 612 792] /Contents [75 0 R 76 0 R 77 0 R] SaaS, Android, Cloud Computing, Medical Device), Where the organization is headquartered (e.g. A collection agency is still allowed to contact you about these debts, but they can no longer sue you for them, and you are not required to pay them. /Font 10 0 R Dont attempt to hide money. Please have her contact our office if she would like any additional information. /CropBox [0 0 612 792] << There is no recent news or activity for this profile. I have sent letters for validation, asking for my signature for consent of treatment and a letter authorizing my information to be released to Lanier Collections Agency. >> 30 0 obj /CropBox [0 0 612 792] 15 0 obj They can not call before 8:00 am and after 9:00 pm in your time zone. /Rotate 0 If you find yourself facing any of these situations with a debt collection agency, you should also consider filing a complaint. Lanier Collection Agency and Services, Inc. Edit Lists Featuring This Company Section. /Annots [] Third party debt collectors usually work on a percentage basis meaning if they collect money from you they get a percentage of what they collect. /Parent 17 0 R Making sure your credit report is accurate and verifiable can help you achieve the highest credit scores possible. << /ProcSet [/PDF /Text] /Contents 20 0 R Thanks. We received another request for validation of the debt in June of 2019 and responded timely sending the information to the address provided by the consumer. endobj You do not have to give us your mail, We refer to clients to a Consumer Credit Attorney (, They may not handle FDCPA / FCRA violations, 100% Money back guarantee of all money paid to us if we do not remove any negative items in 90 days (, When Lanier Collection Agency is involved they can report to your credit report, Lanier Collection Agency are governed by the. /Kids [24 0 R 25 0 R 26 0 R 27 0 R 28 0 R 29 0 R 30 0 R 31 0 R] ChexSystems Have You Been Denied a Bank Account? Some states allow wage garnishment, while others do not. /igrave /iacute /icircumflex /idieresis /eth /ntilde /ograve /oacute /ocircumflex /otilde Ignoring them sets you up for a possible lawsuit. Hiding money or assets from a legitimate debt collector is illegal if you owe them. Dont ignore them. /Type /Page /Length 5061 /CropBox [0 0 612 792] /S /S /CropBox [0 0 612 792] When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. endobj /Type /Pages << endobj 
/Parent 17 0 R BBB Business Profiles generally cover a three-year reporting period. Xpert Credit Repair does not charge you until Lanier Collection Agency is removed. /Count 1 We charge a credit analysis fee after it is received. Under the Fair Debt Collections Practices Act (FDCPA), third-party debt collectors must be fair and ethical in all interactions with consumers. The United States has laws against debt collectors harassing you. San Francisco Bay Area, Silicon Valley), Operating Status of Organization e.g. We only provide information relating to specific accounts and not contractual documents with our clients. How to remove Lanier Collection Agency from your credit report? I do not have documentation but whats on my credit report Please help. /Count 1 /Type /Pages Please contact our office and we will assistwith resolving the matter. Call Lexington Law now to learn more: (800) 220-0084, Address: Lanier Collection Agency18 Park of Commerce BlvdSavannah, GA 31405, Phone number: (912) 238-5252 or (800) 595-0279. endobj /DA (/Helv 0 Tf 0 g ) /Resources 58 0 R /BaseFont /Times-Roman /Annots [] 
>> /Parent 17 0 R /Annots [] By submitting a free evaluation, I acknowledge that I understand and agree to the disclaimer and privacy policy. Get Free Advice or Hire an Attorney. This mode configures the website to be compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. There are strict regulations about what a debt collector can and cannot do in the United States. I do not have any contract nor agreements with Lanier Collection Agency. This means that you have rights. Failed to send you any thing in the mail? Lexington Law is a professional credit repair company that helps people fix their credit. 9 0 obj /Type /Page >> 22 0 obj While you can always dispute inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from the credit bureaus, sometimes it is best to have a credit repair professional assist you. /Type /Metadata >> Heres What You Need to Know. /Type /Pages /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] >> stream
/Type /Page /Adieresis /Aring /AE /Ccedilla /Egrave /Eacute /Ecircumflex /Edieresis /Igrave /Iacute /Rotate 0 BBB Business Profiles are subject to change at any time. /XObject << endobj This account was placed with our office on 10/01/2019 and we sent the initial notice with disclosures on 10/02/2019 to the address the consumer provided at the time of service. 27 0 obj /Contents [71 0 R 72 0 R 73 0 R] >> Thanks. /MediaBox [0 0 612 792] endobj U=J hb4|+=Ou|V\513#CN#D J!r-i =yzf +&&mvQFX[FE`9N/N.f/k[A jY=_ QzPqGs#Y'KP\"@1! endobj >> /Contents [63 0 R 64 0 R 65 0 R] %PDF-1.6 Customer Reviews are not used in the calculation of BBB Rating, of those, 2 complaints were closed in last 12 months. /Resources 54 0 R We do not spam or sell your information. /BaseFont /Helvetica /Filter /FlateDecode /Type /Font 8 0 obj Then they turn over the remaining money they collected from you to the original creditor or debt buyer. /Contents [33 0 R] /Title (Baker v. Lanier Collection Agency & Services, Inc. - 0:17-cv-02364-MBS) Updated on February 11th, 2022. /Resources << Can You Sue YOUR Debt Collector? Lanier Collection Agency and Service, Inc., which also does business as L C A Services, is a debt collection agency in Savannah, Georgia. /Parent 17 0 R Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. /Kids [17 0 R 18 0 R] File number is Case 1:19-cv-01838-SCJ from the United States District Court for the Northern District of Georgia, Atlanta Division. You have protected rights when you deal with Lanier Collection Agency. << /Subtype /Type1 /Length 384 /Rotate 0 Debt collectors yell at them, make threats, and in general hound them until they pay, declare bankruptcy, or fight for their rights. It is important to note that if you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages. /Border [0 0 0] /Count 9 Well guide you through the process. Have you been harassed by Lanier Collection Agency? Third party debt collectors have to follow the Federal Fair Debt Collections Practice Act or FDCPA and possibly your states version of the FDCPA. /Annots [] 33 0 obj The age limit varies from state to state, but its typically around 4-6 years. I sent certified letter via tracking number ****************** and proper validation was not provided, only a itemized bill but not authorization *****. Home Foreclosures and how to tell if you are protected by the Fair Debt Collections Practices Act. If you must deal with a debt collection agency on the phone, record them. If you are confused as to your rights, call us or a Consumer Credit Attorney. Xpert Credit Repair is a Delete Then Pay credit repair company. However, its also best to avoid giving access to your bank account or credit card information. ~9E3/%)0F, Baker v. Lanier Collection Agency & Services, Inc. - 0:17-cv-02364-MBS. They have deleted millions of negative items from companies like Lanier Collection Agency for millions of clients nationwide. What is the Fair Debt Collection Practices Act (FDCPA)? 32 0 obj Lanier Collection Agency cannot threaten to have you arrested, and they are not allowed to threaten to take legal action if they have no intention of doing so. /Parent 12 0 R In the other 15 states, you can record with the other partys permission. /ITXT (2.1.7) /Parent 4 0 R /Kids [19 0 R] We respondedthe same day the request was received and mailed validation to the address provided by the consumer. Find Out! Heres a list of some of the nations most popular debt collectors that cause damage to your credit. /degree /plusminus /twosuperior /threesuperior /acute /mu 183 /periodcentered /cedilla /onesuperior Call(866) 672-9737or setup afree consultationwithXpert Credit Repair. Dont believe what they say. /Encoding /WinAnsiEncoding /BS << >> Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. /A << By Contributing Author: Sergei Lemberg 4 0 obj 20 0 obj 
Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy. Harrased you with phone calls?Threatened to sue you or garnish wages?Asked you to pay more than owed or added interest/fees?Told a third party about the debt?Failed to send you any thing in the mail?Lied or threatened you?Did anything else that you think is illegal or unfair? We have several accounts totaling significantly more than the consumer stated. 11 0 obj Each state has a statute of limitations on debt. (Debt collectors prefer that we didnt tell you this, but its something you should know. The PACER website contains archived legal records showing that consumers who believed that they were being harassed by Lanier Collection Agency and Service, Inc. refused to be intimidated into paying. Lanier Collection Agency may not threaten or harass you, call you repeatedly, swear at you, or publicly publish a list of debtors. If they report a discharged debt as still valid and damage your credit opportunities, hire a consumer lawyer and file a claim against Lanier Collection Agency and Service, Inc. You could potentially be awarded statutory damages of $1,000 plus court costs and attorney fees, so never let a debt collector tell you that they have the upper hand. Its also considered fraudulent to apply for new lines of credit if you are unable to pay your current creditors. i.fb-icon-element.fontawesome-icon.fb-icon-element-1{ color: #471871;}i.fb-icon-element.fontawesome-icon.fb-icon-element-1:hover { color: rgba(71,24,113,0.5);} Call us (866) 672-9737 i.fb-icon-element.fontawesome-icon.fb-icon-element-2{ color: #471871;}i.fb-icon-element.fontawesome-icon.fb-icon-element-2:hover { color: rgba(71,24,113,0.5);} Schedule a Call i.fb-icon-element.fontawesome-icon.fb-icon-element-3{ color: #471871;}i.fb-icon-element.fontawesome-icon.fb-icon-element-3:hover { color: rgba(71,24,113,0.5);} What does this cost? stream
What is defined as a Consumer Debt and what is not. >> endobj endobj << Its possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. Under the FDCPA, you have the right to validate a debt. Note that complaint text that is displayed might not represent all complaints filed with BBB some consumers may elect to not publish the details of their complaints, some complaints may not meet BBBs standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. endobj 16 0 obj Can a Debt Collector Try to Make You Pay More Than What I Owe? document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); Your information is kept 100% confidential. /Type /Page /Parent 11 0 R The original creditor may report a balance on the credit report and the third party debt collector may report the exact same amount due. I already contacted the creditors and told them that these accounts were inaccurate, but they were still reported negatively to my credit report without my consent. Please have them contact our office as we have had no communication with them. Our expert legal team will review your information and will help you determine if you have a case against your debt collector at no cost to you! Ms. ********* has multiple accounts with our office, several of which she recently filed a complaint on with the CFPB. A screen-reader is software for blind users that is installed on a computer and smartphone, and websites must be compatible with it. Free personally identifiable information removal, Dispute Directly with Creditors and Debt Collectors, Refer to attorney when violations are found, Member of National Association of Credit Services Organizations (NACSO), Affiliate Member of National Association of Consumer Credit Attorneys (NACCA), Founding Member Texas Credit Repair Trade Association (TXCRTA). >> /MediaBox [0 0 612 792] /CropBox [0 0 612 792] /Type /Page /MediaBox [0 0 612 792] >> /I0 35 0 R These items include inquiries, late payments, charge-offs, foreclosures, repossessions, judgments, tax liens, and bankruptcies. On my credit report stating I owe them $61 dollars that I have no recollection of. By law, they have 30 days to prove to you that the debt is really yours and the total amount is accurate. /MediaBox [0 0 612 792] Active, Closed, Alternate or previous names for the organization, Whether an Organization is for profit or non-profit, General contact email for the organization. Dont apply for new lines of credit. 5 0 obj /Contents [67 0 R 68 0 R 69 0 R] << /Encoding /WinAnsiEncoding endobj For example, the Fair Debt Collection Practices Act prevents the use of abusive or deceptive tactics to collect a debt. negative items from their credit reports. /ZaDb 16 0 R /Contents [59 0 R 60 0 R 61 0 R] >> Therefore the use of any information to extend credit to me without permission is a blatant violation. If youre looking for a reputable company to help you with collection accounts and repair your credit, we highly recommend Lexington Law. /Encoding /WinAnsiEncoding /MediaBox [0 0 612 792] /Annots [] 31 0 obj endobj Videos about types of Collection Agencies, Dallas OfficeHouston OfficeSan Antonio Office, Xpert Credit Repair They have been in business since 1955, Address: 18 Park of Commerce Blvd, Savannah, GA 31405Phone Number: (912) 355-6666Years in Business: Unknown Business Started: UnknownBusiness Started Locally: Website indicated 1955Business Incorporated: UnknownType of Entity: UnknownWebsite: http://www.laniercollections.comDoing Business As: Lanier Collection Agency & Services. They are violating my rights as a consumer. Then they turn over the remaining money they collected from you to the original creditor or debt buyer. We have not found any open cases against (C) for FDCPA violations at this time. Send the collection agency a debt validation letter. I was told even if i setup a monthly payment on a bill they would still report it to the credit agency. endobj >> /MediaBox [0 0 612 792] endstream Lanier Collection Agency is reporting inaccurate FRAUDULENT medical bills on my Equifax credit report. << Is Lanier Collection Agency hurting your credit score? Guaranteed Installment Loans for Bad Credit. /Type /Page /Type /Pages x\]sG}{vIDHe.%*eOAOL&Ukgh4ppWrRMbr~7Wz2v o^Dc&10x-#3G\u2'I=#Shm{BOe)Ge9Aq9^@ND.y8A4 GY.$ V5w$Y{!F)D)uxi)$1qf"$IBefkD}X|.n-(hcall_RJIq7/U8S8F8r^;ElmC)wlfG!F9FT#-#P << % Of course, there are times when its best to just pay the collection account, especially if its new and youre sure that its legit.
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